Right choice a car is like choosing a wife: how carefully you approach this procedure will depend on your future, happy or not, car life. Moreover, before buying a car, the average motorist must take into account many factors. But still there are some, the most important aspects, and we will talk about them today.
1. Brand, body type. First of all, a potential car buyer must decide on the brand, model and body type of his future car. Let's start with the brand. The choice here is great: European, American, Asian, domestic.
At domestic brands The image of cars has been significantly damaged, especially after the country was flooded with new and used foreign cars. Nevertheless, domestic brands have their own buyers. Their advantages are relatively inexpensive cost, availability in car dealerships, high maintainability and low cost of maintenance. Cons - low level of comfort for the driver and passengers, low quality assemblies.
Conclusion: having settled on a domestic brand, a potential buyer will spend a little money for a car, maintenance and repair, but he is unlikely to get driving comfort.
Asian brands are divided into several types: Japanese, Korean, Chinese.
The advantages of Japanese cars are build quality, durability of components and assemblies, passenger comfort, and, of course, prestige. Cons - the high cost of the cars themselves, repairs and maintenance. Conclusion: Japanese cars for people with an average income or above average, since the purchase and their further operation are not cheap.
Almost the same can be said about Korean cars as about Japanese cars: build quality that improves year by year, passenger comfort, and an emphasis on design. Cons - the relative high cost of purchase and maintenance. Conclusion: Korean cars are bought by those who either do not have enough money for Japanese cars (if we talk about Asian brands), or those who like Korean design and practicality.
Kia Ceed— Korean hatchback.
Chinese brands are direct competitors to domestically produced cars. With practically the same pluses and minuses. Positive aspects Chinese cars- a wealth of equipment, low cost. Negative - low build quality, average comfort, unreliability of structures, and hence the cost of repairs. Conclusion: Chinese cars can be looked at by those who want to spend a little money on a purchase, but get more comfort than domestic cars.
Chinese SUV Geely mk 2 cross
The variety of European car brands is great. The buyer can choose from budget, medium price category and luxury brands. German and English brands are most valued, Italian, Spanish and French brands are of average value. The third place is occupied by stamps from Eastern Europe - Czech and Romanian.
Czech-German liftback - Skoda Octavia 2013-2014
Advantages of European brands: build quality (if the car is assembled in the country where it is produced), prestige, comfort, reliability. Cons - the high cost of purchase, repair and maintenance. Conclusion: European cars can be looked after by those who have enough money not only to buy, but also for subsequent maintenance and repair.
American brands, whose cars are assembled directly in the USA, are designed for a specific buyer who agrees to pay money for a car adapted to overseas realities. Of course, you can buy a German Ford or a Korean Chevrolet, but these, of course, are no longer “Americans”.
American business sedan Chevrolet Malibu
The advantages of American brands are reliability, prestige, comfort. Cons - adaptation to local markets, cost (higher than at home). Conclusion: buying a real american car a Russian needs to be prepared for the fact that instead of kilometers he will have miles on his speedometer, and maintenance and repairs will be expensive.
Speaking of body modifications, we focus on why the buyer needs a car. If this is a resident of the city, who will spend most of his automotive life on city streets, then the most acceptable option is a sedan or hatchback. If rural -, SUV or pickup truck. If a person is going to combine city trips with nature trips, perfect option- crossover.
2. Price. Here the advice is simple: choose a car, focusing not only on the cost of the car, but also on how much it will cost you to maintain it. Because financial expenses do not end with paying the bill for the car in the salon. You need to calculate how much it will cost you the cost of fuel, maintenance, insurance and other current expenses per 100 thousand kilometers and divide this amount by 100 thousand. As a result, we get the price of one kilometer traveled and wonder if we will pull such a financial burden? In addition, when buying a car, it will be useful to focus on its liquidity on secondary market: You don't want to go through the hassle of selling a car when you sell it.
3. Complete set. It all depends on the financial capabilities of the buyer. According to statistics, in Russia the most popular cars are in the basic or top-end configuration. If you decide to buy a car in the basic configuration, then at least it should have active systems and (at least a driver's airbag, ideally both a passenger and an immobilizer) and a climate system. Other equipment (radio, heated seats, fog lights, crankcase protection, alarm, etc.) can be purchased separately and gradually.
A few more words about safety: if you have already decided on a model, or even have a choice of several, go to the EuroNCAP website and see how many “stars” applicants have for purchase.
4. Performance characteristics car. Of course, most motorists evaluate the car by dynamic characteristics(acceleration from standstill, top speed), engine power, gearbox type and fuel consumption. And it is right. But we must not lose sight of such characteristics as external and internal dimensions. Experienced drivers say that to any external dimensions sooner or later you get used to it - and it's true. Whether you buy a compact city hatchback or a family minivan, over time, be sure to adapt to properly park it, calculate the safe interval. Another thing is the internal dimensions. Here we advise you to carefully look at such parameters as the height of the ceiling, the length and width of the cabin, the size of the door openings.
Regarding the height of the ceiling: this dimension is important not only for tall drivers, but also for their passengers - after all, their comfort is not in last place. To choose a car for your height, sit in the driver's seat and try to raise it (if it has height adjustment) to the maximum height. Head rests on the ceiling? Then this car is not for you. Is there a gap of 5-10 cm? Good!
The length of the cabin should be taken into account based on the anthropometric data of everyone who will ride in this car. If the driver and front passenger can get comfortable by adjusting the seats, then rear passengers may be uncomfortable due to the resting seat backs. The same applies to the width of the cabin, the so-called interior size "in the shoulders": it is advisable to come to the salon with the whole family before buying and check if you are not embarrassing each other in this dimension.
The size of the door openings is also an important factor. Nobody canceled the convenience of boarding / disembarking for the driver and passengers, so “trying on” this parameter is also important.
There is no need to talk widely about the above selection parameters - engine power and type, gearbox type, speed and consumption - here, as they say, everyone is free to choose to their taste and color. But about such aspects as galvanized body, height ground clearance and the suspension design should not be forgotten. Ask the manager at the car dealership whether the car body is galvanized, if so, what parts of it, whether anti-corrosion and anti-gravel treatment has been carried out, how long the manufacturer gives for these parameters.
Specify the amount of ground clearance - the higher it is, the better. And finally, find out what kind of suspension design your future car has. If it is too soft, the car will be subject to strong rolls when cornering, swinging on bumps, and so on. If it’s very tough, sporty, it’s also not good: the driver and passengers will feel every bump of imperfect Russian roads not only with their fifth points, but also with the insides. An acceptable option is the choice of a car with a suspension adapted to Russian operating conditions (their option is the “bad roads” package).
5. Place of purchase. Here we are not talking about the geographical location of the car dealership (naturally, the closer it is to your home, the better), but about its type. There are two types of car dealerships: . The advantages of buying from the "officials": the equipment of the car selected for Russia, warranty service, various loyalty programs. Cons: high prices and not quite good quality service at official service stations (this parameter is subjective). Advantages of purchasing from "unofficials": relatively low cost of the car, fast delivery times, selection of complete sets inaccessible to the officials. Disadvantages: lack of warranty, adaptation of the car to Russian operating conditions.
The generation of our children is more fortunate than the generation of our parents: the car market has big choice car models. A separate place is occupied by new cars, which our great-grandfathers could only dream of. Statistics show that the number of various brands of cars has already reached and exceeded sixty, while the number of models already has three hundred. Add to this all sorts of modifications, when by replacing one body with another or by improving the engine size, the number of new models can reach three thousand.
However, now we are faced with a new question, which is sometimes quite difficult to give the right answer: what kind of car is right for me and what is better to choose? And if we start to think about the type of brand, model, or, even better, “we climb into the jungle” with the choice of body, a whole problem arises, which sometimes leads to a nervous breakdown.
How to choose a car
So, what points should be taken into account when choosing a car in order to be satisfied with the purchase, not only at the beginning, but throughout the entire period of its operation? Consider also the fact that, perhaps (you never know what can happen) you will have to sell it. And here it is very important not to miscalculate, because not very good car even after a short operation, it may become unsaleable.
Car characteristics
You need to determine the class and desired characteristics of your potential car. It is clear that these characteristics must match your needs and operating conditions. Consider the number of passengers you will be carrying, taking into account their age, height and weight. If you are going to transport goods, determine their nature and quantity. It is better to proceed from specific data, and not from approximate calculations. Inaccuracy may result in additional costs.
body type
This is followed by a choice of body type and number of doors. It is generally accepted that the most convenient are cars with a separate interior and trunk. Such cars belong to the class of 4-door sedans. For family trips, such cars are the best, however, they are not suitable for transporting goods. For this purpose, it is better to choose a 5 or 3-door hatchback. It provides comfort even when carrying passengers. 2 or 3 door cars are also very stylish, but unfortunately not very practical. If the main purpose of buying a car is the transportation of goods, then it is better to choose a station wagon or minibus. If you are a farmer, a hunter or just a fan of going to the country, a 4 or 2-door pickup will be indispensable.
Price
Having decided on the type of car, you should indicate the amount that you are willing to spend on buying a car. You should consider not only the cost of the car, but also taxes and insurance, as well as operating costs and, if you choose a loan, its payment. Do not forget that cars are constantly falling in price. There is one rule to follow when determining the price range: the price of the car should not exceed your annual income. If this rule is neglected, then all kinds of expenses described above lead to a rather severe lack of money.
1. If main characteristic ease of operation is for you, stop at the popular brands in the country: Toyota, Volkswagen, Audi, etc.
2. If your place of residence is not Moscow, do not last feature is service availability.
3. If a car is not just a means of transportation for you, but an element of decor that makes up your image, inquire about the perception of this brand by people whose opinion is not the last for you.
4. An important condition in choosing a car is the statistics of theft. If the number of car thefts of this brand is large, be prepared to pay a large amount for insurance.
5. Pay attention to the automatic transmission. It provides more comfort and convenience in the city, indispensable for a novice driver, but the car will be much more expensive with this part than without it. Remember that not only is the mechanics simple and reliable, its accelerating dynamics and involvement in control is much higher.
power unit
When choosing all kinds of engines, keep in mind that its volume directly affects the dynamics of acceleration and fuel consumption, the cost of transport tax, as well as the price of the car itself. by the most optimal engine is medium in size. Diesel engines are economical and have high torque properties. Moreover, the heavy fuel engine is the most durable. But its disadvantages include its cost and sensitivity to poor fuel quality.
Drive unit
Many do not pay attention to the drive of the car. This is a gross mistake. The drive can be front, rear or full. The most reliable, of course, remains rear-wheel drive. However, the advantages of front-wheel drive are the low amount of energy lost in transferring torque from the engine to the wheels. This property increases the efficiency of the car. Not the last is high cross-country ability and excellent handling. However, everything has its downsides. The disadvantages of front-wheel drive include the complexity of the design, as well as the high cost of its repair and, accordingly, unreliability. All-wheel drive is valued for its cross-country ability, and also it is distinguished by high stability on slippery roads and good handling. Its disadvantages are a complex and expensive design, high fuel consumption, and it is not suitable for beginners.
Security
And, finally, the safety of a potential car will become important, which is divided into passive and active, where the first is the interior of the car, and the second is all kinds of built-in devices to avoid an accident. active safety provides an anti-lock brake system that does not allow the wheels to block in the event of sudden braking, a system that allows you to stabilize the vehicle's trajectory, which corrects the driver's shortcomings when cornering, as well as an emergency brake booster and many others. Passive safety provide belts, airbags and curtains, metal bars inside the doors, active head restraints and other means, programmable deformation zones, etc.
Optional equipment
The last step in choosing a car will be the choice of equipment. You should decide what exactly you want to have in your car in the first place, what will be secondary, and what is generally undesirable. Of course, some attributes additional options will already be available in your salon at the time of purchase, something will need to be purchased separately and incur additional costs.
So, after choosing a model and determining all its criteria, you need to evaluate the pros and cons of the future car.
This question concerns everyone, especially beginners. Without understanding automotive devices, you can easily evaluate your future car by focusing on its interior, as well as on workplace the driver, which should include the presence and a large selection of seat and steering wheel adjustments, the accessibility of controls and the center console. Not the last are such characteristics as information content, design and instrument lighting, visibility, capacity and, of course, comfort. Remember that a sloppy interior may indicate poor workmanship with devices important to good performance and safety. A carelessly made interior should alert you in the first place.
The trunk of a car should be evaluated by volume, or rather by the size of the gaps. It is necessary to take into account their symmetry, lightness and smoothness, door fixation, sound when the trunk is closed.
And finally, remember that choosing a car is not about buying new pants, and it's not a matter of one day. If you don't have time and you want to do everything "quickly", it's better to stay without a car for a while. A car is a very important means of transportation, on which not only your comfort, but also your life depends. Therefore, when choosing a car, a purely visual inspection does not make any sense. Be sure to try to ride a future car before you buy it. Feel free to ride it beyond the time specified in the store. Don't be afraid to be thorough when asking follow-up questions. If your future car sells a professional, he will treat you with understanding. Carry out a test drive of the exact car whose characteristics (engine and gearbox type) you have chosen. Look at the smoothness of its ride, the level of noise and vibration, the efficiency and setting of the brakes, the acceleration and ease of control of the transmission, the accuracy and information content of the steering.
Remember that not only good performance car, but also appearance that you have to deal with every day. It is important that it brings pleasure, not disappointment.
So he came, a sad moment for the family budget, when you need to buy a car battery. Your old one has already been exposed. Systematic charger in the garage to become almost a weekly procedure. So, it's time to go to the auto shop and make a difficult choice. car battery.
Criteria for choosing a car battery
When buying car batteries, the selection must be carried out according to the parameters that they must meet when operating on your car. Here are the main parameters by which you need to choose a car battery.
- electric (nominal) capacity of the battery in A / h;
- the value of the starting current of the battery in A (i.e. this is the current of the starter discharge in the engine start mode);
- dimensions battery(must correspond to the regular mounting point on your car);
- battery weight.
For any car battery, the selection and further purchase begins with the study of the Owner's Manual for your car. It is in it that all the main parameters and characteristics of the battery are indicated, specifically for your brand and model.
Therefore, a trip to the store must be carried out with the Guide under the arm.
Tips for the car owner when choosing a car battery in the store
You have not forgotten that we came to the car shop with the Car Operation Manual in order to be extremely accurate when selecting the battery parameters you need.
- specify the type and electrical characteristics of the battery (they must not be lower than that of the old battery. With the same capacity, the starting current value of the new battery is allowed more, which will contribute to a more reliable engine start in the cold season)
- dimensions and method of fastening (this is due to the fact that for batteries from different manufacturers, the terminals can be located in different ways, i.e. opposite polarity and you simply may not have enough standard wire when installing the battery on a car);
- then choose: you buy a dry-charged battery or already filled and ready for work. If the matter is urgent, then naturally, you need to take the completed one. This has another plus. The manufacturer, as a rule, fills the batteries with high-quality electrolyte.
- carefully inspect the battery case and cover for defects, the presence of labels with pointers, indicators and symbols;
- if you are choosing a car battery with filler plugs, then you need to check the electrolyte level and density, and check the open circuit voltage at the poles. This is a serious matter, since you choose a battery for at least 3.5-4 years.
Choosing a car is a very responsible task, both experienced and novice drivers know about it, because no one wants to throw a decent amount of money down the drain, for one reason only - ignorance of how to choose a car correctly.
Sooner or later, every person begins to dream of a new car. For some, this desire disappears over time, for others, on the contrary, it intensifies.
Most often, the desire to buy new car occurs among those motorists who have been plowing the expanses of our country for many years on old cars from the domestic auto industry.
One smart person said - "Whatever car is, it must be new." And he is partly right.
There are many examples when one car enthusiast buys a new one. domestic car and another used foreign car. The first owner for three years, except for servicing the car, does not carry out any work anymore, the second minimum every month of operation drives his used foreign car to a car service.
And, although it can be assumed that these cars cost their owners the same price, as a result, a used foreign car came out more expensive.
Consider how to choose the right car.
Of course, buying a new car, especially a good foreign car, will depend on your budget, but still try not to buy used cars, unless you are buying a car that you know well (from a neighbor, friend, relative). You saw how this car was operated, how it was monitored, how it was serviced, and you know for sure that you will not be deceived.
When there is a great desire to buy a car, and you already imagine yourself in new foreign car, with all the useful and unnecessary bells and whistles, then it is very difficult to stop in this situation, especially if you already have the necessary amount of money.
And here the most important thing when choosing a car is not to lose self-control, sobriety of mind and not make fatal mistakes, which will cost you dearly in the future. After all, non-compliance with elementary rules in choosing a car, as a rule, does not lead to anything good.
The first thing you should do is to understand how much money you can expect in the near future. Accumulate the same amount if you make a fatal mistake when choosing a new car, you are unlikely to succeed in the near future.
Purchase term
When choosing a car for yourself, you must understand for how long you buy it, for a year, two, or more. The catch here lies in the fact that having bought a new car, and having left the car dealership, its price will immediately fall by 1-2 percent. And no matter what you do, you can't change anything, these are the rules of the market. And with each day of operation, its price will only fall.
Therefore, it is recommended to buy a new car in the showroom for at least 3 years, or for the duration of the warranty that applies to this car. The price of a car that is under warranty during the period of operation will fall slightly over three years, by only 20-25%, and during the resale you will not lose much money.
What factors determine the price of a car
Of course, various unforeseen situations happen in life, and a year later you decide to urgently sell your car.
In this situation, the cost of the car will depend on many factors, the main of which are the mileage of the car, its serviceability, body condition, appearance.
And in addition to this, add 10-15% of the initial cost and you will get the final amount.
Desire is not enough, knowledge is also needed
So, you are completely focused on choosing a new car, you have a great desire, there is the necessary amount. Now let's decide on the choice of exactly the model that you need.
If you live in another region, for example, in Moscow, or even outside the country, this is of little importance, since the approach to choosing and buying a car is the same in almost all countries, so let's move on.
First, why do you need it?
When choosing a car, the most typical situation occurs, this is when there are three people in the family and you want to buy a comfortable car for a trip to nature and the country. So that it was with a large trunk, and at the same time feel confident in the city traffic, it was possible to park on it comfortably.
Runabouts.
If you are a simple business person, you do not need any special image, you often move around the city, then a small car is better for you, which will not draw much attention to itself, more loyal to the parking place, economical, maneuverable, and in the end is not very expensive.
SUVs.
If you want to have a high image, often go on business trips to other cities, then it is best to pay attention to the so-called SUVs, which perfectly combine a comfortable interior with all-wheel drive.
SUVs.
But if you are an extreme person, like to squeeze everything out of the car, like to give vent to your emotions, test your car and our roads for strength, then when choosing a car, pay attention to "SUVs".
However, it is worth considering here that the operation and maintenance of these cars is not cheap and not everyone can afford it. And for the urban cycle of operation, this is not the best option.
Therefore, before choosing and buying a car, decide for yourself whether you will be able to maintain it in the future?
As you can see, the topic of choosing a car is not as simple as it seems at first glance.
Now let's talk about prices.
The cost of a car is one of the main factors that influences its purchase.
You have probably noticed that when you go to a car dealership, you are immediately asked how much you are counting on. And it is no coincidence.
Each new car has its own special price, which depends on many factors and, above all, on the configuration. And if two outwardly identical models stand side by side, and their price is significantly different, then do not be surprised, it means that they have different equipment.
Expensive or cheap
Right now, when choosing a car, you need to be very careful.
One side, cheap car will significantly save your family budget, and on the other hand, why overpay for something that you will not use.
We will talk about the complete set of the car later, but now let's choose the car manufacturer.
Manufacturer's choice
There are a lot of different car manufacturers on the market now. It happens that you go to a car dealership and are surprised at the appearance of new cars, especially from China.
But if you have enough money to buy good car, then Chinese cars it is advisable to bypass.
Pay attention to the already established world brands from Germany, England, Sweden, Italy, and, of course, from Japan. These are fashion brands.
We will not consider specific models, since they are all characterized by excellent safety, build quality, and reliability in operation. Of course, breakdowns happen in these cars, but very rarely.
However, keep in mind that the cost of these cars will significantly empty your pocket. Service is expensive. CASCO insurance will also cost you a pretty penny.
Although if you value safety and comfort, then this type of car is just for you.
Not a bad alternative
The next type of car is the brand of French, Czech, American, Korean manufacturers. These cars, if the same options are present as the previous cars, will be much cheaper. Accordingly, CASCO will significantly decrease.
The cost of spare parts will be slightly lower, and hence the maintenance will be cheaper.
Of course, in terms of security, they are inferior to image brands, but not significantly. However, this type of car often has interruptions in the supply of original spare parts, the service is also inferior to fashion cars.
domestic cars
The next type of cars, brands of Russian, Chinese and other manufacturers.
The specifics of choosing a car in this case also exists. This type of car has one important advantage, for little money, you get a completely "stuffed" car.
But the build quality, the safety of such a car, to put it mildly, leaves much to be desired. But still, due to the fact that the price is much lower, this type of car is popular among motorists.
Although safety issues, I think, should be put in the first place, and only then, build quality and comfort. It is quite difficult to get an original spare part for this type of car, the service network is poorly developed. So draw your own conclusions.
Let's move on to Russian and Ukrainian cars
Unpretentiousness in operation, low price, adaptability to our roads, in principle, are all the advantages of this type of car. But build quality, safety, frequent breakdowns negate all these advantages.
And, although recently there has been a tendency to improve build quality and safety, you should not rush to say that this type of car has caught up with its foreign counterparts in quality.
Buying such cars is necessary only in cases where you are significantly short of funds, you feel sorry for your foreign car, and you take the car to work. And also if you are a patriot and want to support a domestic manufacturer.
Choice of equipment
Let's move on to choosing a car configuration, what you should pay attention to before buying a car.
Equipment modern cars very varied. Now you can safely choose from a simple base model to a fully "stuffed" car.
But many buyers make a big mistake by buying cars with such bells and whistles that he does not need at all, while overpaying a significant amount of money.
When choosing a car according to its configuration, you should pay attention to such points:
engine's type
Decide why you are buying a car. If in order to be “ahead of the rest”, overtake at traffic lights, change lanes sharply, then you need a car with an engine capacity of at least 2.0–2.5 liters, while the power will reach 130–175 hp. with.
Agree that this is not bad, but you need it. If necessary, then buy, but keep in mind that fuel consumption will be large.
If a high flow fuel does not suit you, then pay attention to engines with a volume of 1.4 to 1.8 liters.
Of course, if you buy a car Daewoo Matiz, then you will not find a 1.8-liter engine in it, since 1.4 liters are enough for it, with a capacity of about 80 liters. s, which is quite suitable not only for the urban cycle of operation, but also for trips out of town.
Gasoline or diesel? eternal question
It is also worth paying attention to the type of engine, whether it is gasoline or diesel.
At the same time, a diesel engine is more durable in operation and more environmentally friendly than a gasoline one. And given that diesel fuel costs a little cheaper than gasoline, and more economical.
Therefore, by choosing the right car, taking into account the necessary requirements for the engine, you will significantly save your family budget in the future.
Choosing a gearbox
There are two main types of transmissions, manual and automatic. Which one to choose?
The automatic transmission is more suitable for urban operation and has proven itself well while standing in traffic jams.
A manual transmission is more suitable for those who live far from the city center or outside its boundaries. Of course, there is a difference in price between these types of gearboxes, so first weigh the pros and cons, and then make a decision.
Drive selection
There are several types of cars, front-wheel drive, rear-wheel drive and all-wheel drive. When choosing a car by type of drive, you need to know some of the nuances.
Rear-wheel drive cars are better to drive, but they are more expensive, technically complex and more likely to fail. Therefore, think about where you will operate your car and start from there.
But many auto experts have already come to the conclusion that for our roads, based on issues of safety and patency, front-wheel drive cars are better suited, and they are now producing more than rear-wheel drive cars.
With or without power steering
Handling is a very important characteristic of a car, so if possible, try to buy a car with power steering.
And, although the price may differ significantly, it is still better to sacrifice comfort somewhere than good car handling and your safety.
There are two types of power steering, hydraulic and electric. And here there is no longer any role, the main thing is that the car's handling at high speeds will become much better.
Electric power steering.
Airbags
Security issues cannot be ignored. Try to have at least one airbag for the driver and front passenger. Well, in principle, the more airbags, the better. It all depends on the funds you have.
With or without air conditioning (climate control)
The presence of air conditioning is not only convenience and comfort. Air conditioning greatly facilitates driving and increases your safety. In winter, it saves you from icy windows that block your view, in summer it saves you from heat, while improving your overall physical condition.
Therefore, you can not disdain the air conditioner. The only thing you need to learn is how to use it correctly, since improper use of the air conditioner leads to frequent colds. This must be taken into account when buying a car.
The presence of electric mirrors
Heated front seats
The same optional function, but very interesting and convenient. Significantly increases your comfort, especially in winter.
But do not forget that any additional function affects the final cost of the car.
The presence of a parking radar
Cars began to be equipped with a parking radar quite recently. It will be useful for those who operate the car in big city(Moscow, Kyiv) where the problem of car parking is very noticeable and it is very problematic to squeeze between cars.
And in this situation, the parking radar will really help you. Not all vehicles are equipped parking radar, but you can buy it separately and install it on your car.
Security
Unfortunately, in our country, the issue of car safety is not a key issue. First, they look at its price, characteristics, and only at the end they will be interested in its safety.
In Europe, Japan, America, the issue of car safety is taken very seriously, in China, in our country, manufacturers graze the rear, ultimately this greatly affects the difference in their cost.
Therefore, in this matter, each buyer decides for himself. But what should not be neglected is the safety of the child in the car, this topic is discussed in detail.
The final step is the buying process.
So, you finally decided to buy a car, chose a model, picked up a complete set, but that's bad luck, you do not have enough N amount of money to buy the coveted "swallow".
There are several ways to solve this problem.
Then collect money, borrow some money from friends, or go to the bank and take out a loan. Of course, the first option does not suit us at all, since if there is a significant amount of money in the house, then the temptation to spend it is very great, especially if your wife knows about it. And while you collect money for a month, two, six months, you will eventually notice that there is even less money.
The second option, borrowing money from friends or relatives, is considered ideal, since the loan is interest-free. However, you can easily make enemies for yourself if you do not return the money on time. And enemies among relatives is bad.
The last option left to buy a car is to go to the bank.
Given that the peak of the crisis has already passed, banks are gradually returning to the practice of issuing long-term loans. Of course, different banks have different interest rates. Therefore, it is desirable that the amount of the down payment for the car be at least 50%.
Here you can find out where to get a car loan online.
This practice is common all over the world, so there is no need to be afraid of it. However, even here there are pitfalls that will increase your consumption.
One of them is CASCO insurance. However, many car owners believe that CASCO insurance justifies itself, as it immediately removes many problems, usually arising from an accident from which no one is insured.
For cars that are bought on credit, this type of insurance is mandatory, and you can’t get away from it. The more expensive the car and the less driving experience you have, the more CASCO will cost. This must be considered before buying a car.
The choice of a bank and an insurance company should be approached very seriously and carefully. And the bank and Insurance Company must have a good reputation, must have been working in the market for a long time, have their own special lending and insurance programs.
Do not contact banks overnight. Consult with friends who have already taken a car on credit, read the opinions of people who understand these issues on the relevant forums.
Also ask at the car dealership what banks they work with. Believe me, the car dealership will work only with a reliable and trusted bank, because its reputation also depends on it.