Find comprehensive insurance online. Casco calculator without registration

Our CASCO insurance already includes:

• Referral for repairs from the scene of an accident directly to the service center
• Free delivery of insurance policy
• Departure of a tow truck and emergency commissioner in case of complex accidents
• Insurance coverage in Russia
• Repair of headlights, glass, mirrors and damage caused by hooligans, without certificates

Using the calculator, you can calculate CASCO online without visiting the office and insure your car at the best rate! With a minimum of effort, you will receive a calculation of the cost of CASCO insurance at Tinkoff Insurance JSC in the most convenient and complete form.

What affects the cost of CASCO?

Vehicle driver data

When calculating the cost of CASCO insurance, the age and experience of drivers are taken into account: for drivers over 33 years of age with more than 3 years of experience, reduction factors are applied.

Vehicle characteristics

The cost of CASCO depends on the model and make, year of manufacture and price of the car.

Region of residence of the Policyholder

For people living in large cities, the price of car insurance is higher than for those living in small towns. Tinkoff Insurance JSC offers to issue a CASCO policy to car owners living in Moscow, the Moscow region, St. Petersburg, the Leningrad region and the Novosibirsk region.

How to reduce the cost of a CASCO policy?

• Use a franchise

The deductible is the part of the damage that is not subject to compensation by the insurer when making a payment under CASCO. Its value is set as a fixed amount or as a percentage of the amount. Including a franchise in the contract allows the policyholder to reduce the cost of the policy.

• Buy CASCO together with OSAGO

Purchase two policies for your car at the same time by choosing one of the ready-made packages of Tinkoff Insurance JSC or using the designer, and receive a discount on the CASCO policy. To find out the final cost of insurance, perform an online CASCO calculation using a calculator and fill in information about the policyholder, owner, drivers and vehicle on the policy registration page.

• CASCO policy for a month

Buy a CASCO insurance policy for a month, with monthly renewal and payment.

• Drive carefully and get a discount on your next CASCO purchase

In the absence of insured events, each policy renewal for your car will be calculated taking into account coefficients that reduce the cost of CASCO. Get a discount for accident-free driving every month.

CASCO, a type of voluntary car insurance, has become extremely popular in recent years. This service is offered by most modern agencies, which has a positive effect on the cost of the policy, making the product competitive. There is also the other side of the coin - the difficulty of choosing; you can calculate motor insurance on many sites, but which one should you choose?

Car owners have several questions: “Where should I go? Where can I make a calculation to purchase an insurance certificate at a profit?” In the conditions of modern competition, prices vary greatly, not only among different insurers, but also within the same company; numerous calculators on websites can verify this.

Selection of CASCO insurance with discounts on our website online.

Unlike compulsory motor liability insurance, a voluntary contract has a more extensive list of insurance situations, including:

• Damage.
• Hijacking.
• Disaster.

But not all insurance contracts apply to the above cases. In this case, a simple classification of car insurance applies:

• Full coverage. This type of protection implies complete, comprehensive protection of the car from the following insured events: theft, theft, collision, rollover, explosion, fire, falling of a car, falling of heavy objects, natural disasters. Very frequent protection provides for the availability of additional free services: evacuation from the scene of an accident, emergency dispatch, payment for a taxi, and sometimes even renting a car while your own vehicle is being repaired.
• Partial or incomplete coverage. This type of contract offers auto insurance in a specific case. The two main risks are theft and damage to the vehicle. Paying for partial insurance is much cheaper than full insurance; the discount can reach up to 70%.

How much does such a policy cost and how to calculate it?

The price for most brands is often quite high. The average tariff ranges from 3 to 7% of the total price of the car. Many people try to save money by finding an organization that can offer the cheapest product. But then the cheapness can cost much more.

As a rule, too low prices indicate either the insurer’s dishonesty, or that the organization is doing poorly and needs to attract customers in any way. These cases lead to the closure of the company, so you should not skimp on your financial protection.

There is an opinion that insurance cannot “disappear.” If the company cannot fulfill its obligations, the state will take over them. Unfortunately, this only applies to compulsory motor liability insurance.

CASCO, in turn, is voluntary, and therefore government agencies do not provide any guarantees for payment of compensation. In order not to make a mistake and not lose your money, you need to focus not on the price list, but on the company’s reputation in the modern market, customer reviews and choose a company at an average price by comparing several offers. To do this, it is necessary to make calculations in top organizations.

Particular attention should also be paid to the tariffs; we advise you to find out the premium amount in real time on our website. The minimum price will cost approximately 2.5% of the total price of the vehicle. There is no need to talk about average values, since each specific case is calculated individually by companies. Each tariff includes a fairly large list of coefficients that have increasing and decreasing values.

A huge number of factors are taken into account, which ultimately give a certain numerical result in the form of %, which is multiplied by the price of the car and the insurance price is obtained. It is important to note that for beginners and experienced car owners, different protection conditions are offered, as well as a selection of risks. To save time, it is best to contact our experts who have information about all current programs and special promotions. This will save a lot of time and get results in the form of price-quality.

What determines the cost of the policy? Price of protection for a new car.

In addition to used cars, there are also new, just purchased vehicles in 2019. In this case, the decision to purchase a certificate depends only on the desire of the driver. But one should take into account the financial benefits available specifically for this category of vehicle.

Now almost all banks require you to draw up an agreement when purchasing a car on credit. In this case, the vehicle acts as collateral, and the protection certificate guarantees its safety and compensation in case of loss.

If everything is clear with a newly purchased vehicle, then a used car has its own nuances and features of calculating the price of protection. In this case, special factors are taken into account. Some of them have fixed values, while the rest directly depend on the car owner and can be adjusted individually, depending on his insurance history.

Factors beyond the driver's control:

• Age. All companies keep statistics of cases with compensation for losses, and the results have an interesting trend: the older the driver, the less he gets into traffic accidents. However, after age 65, the number of accidents begins to rise. That is why many companies have established certain age limits: drivers under 22 and over 65 years old receive increased rates.
• Driving experience. The more experience, the less the driver will pay for vehicle protection.

All organizations base their protection program fees on a worst-case basis. This happens if two or more drivers are included in the contract. The amount of payment is calculated based on the youngest representative.

Today, in 2019, corporations offer car owners to use a special “multidrive” service. It provides for no restrictions on the number of people allowed to drive an iron horse, and, consequently, parameters such as age and experience are ignored.

In order to use the “multidrive”, you will need to pay extra. Enterprises use the highest odds for this option, so our experts advise avoiding it unless necessary.

Factors depending on the driver are as follows:

• Car make and model. Statistics show that certain car brands are of particular interest to car thieves. But there are also those who practically do not steal. The differences also lie in the pricing policy for vehicle repairs. The more expensive the vehicle, the more you will have to pay for repairs. Companies must take this data into account when calculating prices. To significantly save on vehicle protection, choose a less stolen or costly model.
• Year of issue. An increase in vehicle age entails an increase in tariff. This is due to the fact that it is much more difficult to find spare parts and components for older brands. Once a vehicle reaches a certain age, usually 8-10 years, most companies refuse to take it.
• Transfer from one company to another. Don't be afraid to change companies. All discounts and advantageous offers are cumulative. It is also important to note that most organizations, when switching from a competitor, give their clients an additional bonus, which can easily reach 30%.
• Choosing a service center for vehicle repair. For some vehicles covered by the warranty, service and repairs are carried out at official dealerships. If there is no such guarantee, the organization can offer the services of partner enterprises with which an agreement has been concluded. If desired, the car owner has the opportunity to choose a “service center at his own discretion,” but such a program will cost 20 percent more.
• Payment with wear and tear on spare parts. For vehicles whose warranty period has expired, organizations offer a special option called “payment based on wear and tear on spare parts.” For some makes and models, this service is required.
• Franchise. The deductible represents the unpaid portion of the damage. If the contract provides for such an addition, then in case of damage estimated within this amount, the owner will pay for the repairs himself. If the damage is more significant, the deductible is deducted from the total amount of compensation.
• Type of sum insured. There are two payment options: aggregate and non-aggregate. The aggregate amount decreases with each subsequent payment case. Non-aggregate, in turn, has a constant value that remains unchanged regardless of the number of payments.

Where is it cheaper to get CASCO insurance in Moscow?

Most clients ask: “Where is the best deal?” Today there are a huge number of organizations available that offer their services for vehicle protection, both in the office and on the Internet. Each of them has the opportunity to make a calculation on the website, allowing you to find out the full premium under the contract. Despite the fact that the factors are the same everywhere, differences can be found in the size of the coefficients and tariffs. In recent years, a certain rating of corporations has been formed that combine accessibility and a high degree of reliability:

• Tinkoff. A big advantage of the insurer is the possibility of remote purchase of a contract, for which bonuses and discounts are awarded.
• Renaissance. Possibility to buy a document with telematics.
• Sun. The company has profitable programs for careful drivers at an affordable fee.
• Rosgosstrakh. The opportunity to use a franchise and purchase a policy in installments on favorable terms.
• Ingosstrakh. The best solution for family citizens with children, with extensive experience, adults with a convenient application.

By choosing an agency you receive free expert assistance.

We are the official representative of the most reliable organizations; we have been selecting individual programs for our clients since 2009. You can easily and profitably buy a certificate from the best corporations. On our website you will find a special calculator that will allow you to find out the rates of several companies, and then choose the best offer possible in comparison.

the site is an assistant who will insure the car on the best terms and will accompany you throughout the entire period. If necessary, we will assign you a personal lawyer who will deal with all controversial situations. Seek a free consultation from experts with over 10 years of experience, a positive result will be guaranteed.

On our website, visitors are given the opportunity select, calculate and purchase a CASCO car insurance policy online. Thanks to this service, you will no longer need to independently visit the offices of insurance companies and study a lot of documentation in search of the optimal solution. Moreover, insurance is one of the most important areas of life, providing confidence in the future and protecting your property from unforeseen situations. This is especially true for car insurance, since it is the car that is exposed to potential danger on the roads every day, and thanks to the CASCO policy, you can protect yourself from material costs in the event of an accident, theft or other insured events.

What is CASCO and why is it needed?

CASCO is voluntary insurance of cars and other vehicles against damage, theft or theft. This policy is useful for drivers who want to protect themselves from any problems; it provides for the repair of the car at the expense of the insurance company in any case (after a traffic accident or damage to the car without an accident), as well as compensation for the cost of the car in case of its complete destruction or in the event hijacking

When can CASCO become mandatory?

Taking out a CASCO policy may be a mandatory requirement when applying for a car loan, so we recommend that you select, compare and calculate in advance the optimal insurance option based on the price and conditions of car insurance.

How to choose an insurance company?

Each insurance company independently determines the price of CASCO insurance and calculates its tariff schedule for the policy. In addition, if the owner of the car does not comply with the requirements mandatory for a certain company (insufficient amount of security equipment on the car, etc.), then the conclusion of the contract may be refused. Therefore, to calculate the cost of CASCO and conclude an insurance contract, a large number of factors and nuances are taken into account.

The process of insurance payments under CASCO also has its own characteristics. First of all, this is a method of compensation, which is specified in the contract and can be carried out in the form of placing the damaged car for repairs at a service station, or by transferring funds to the client’s account. To effect insurance compensation under CASCO, in most cases, a court decision is not required (unlike compulsory motor liability insurance). To receive compensation under CASCO, you must contact the office of the insurance company and prepare the necessary documents.

How to calculate the cost of car insurance online?

When choosing a CASCO policy from various insurance companies the main difficulty lies in the large amount of data, which must be taken into account when calculating. Such data includes:

• driving experience of the car owner;
• the number of drivers driving this vehicle;
• driver age;
• cost and make of the car;
• and much more.

Therefore, to save your time, on the website you can quickly calculate the cost and select a CASCO policy only by filling out the fields of the calculator with basic information.

How to use the car insurance calculator?

In addition, our website provides basic calculation options for the most popular brands and models of cars. Calculations were made based on average indicators and allow you to instantly estimate the price of the policy, as well as calculate a more accurate cost by changing some data in accordance with personal information.

Only reliable insurance companies!

You no longer need to ask questions about calculating the most profitable CASCO insurance or how to calculate the cost of insurance for a new or used car - our online calculator knows everything about the offers of leading insurance companies. If you use our service, you will receive an additional discount on CASCO insurance and other benefits.

We offer this profitable solution for quickly and efficiently determining the cost of insurance, choosing a reliable insurance company and the ability to purchase a policy at low rates. Best service for less money. The offers for which calculations are carried out are presented on the page with all CASCO packages, but it is still better to trust the specialists.

In which cities can you get a policy?

You can use our CASCO calculator to make a calculation and find out how much the cheapest insurance policy costs in Moscow, St. Petersburg, Samara, Yaroslavl, Yekaterinburg, Chelyabinsk, Perm, Nizhny Novgorod, Krasnodar, Tver, Saratov and other cities of Russia, after Why take out a policy at the indicated prices at the nearest office of a suitable insurance company.

How Strakhovka.Ru works

1. Enter data and calculate the cost of policies
2. Select the options you need and the most suitable policy
3. Enter additional information
4. Pay for the policy through Sberbank acquiring
5. Get a policy from your chosen insurance company

Good to know

Good to know

Have you decided to purchase a comprehensive insurance policy and are looking for a good deal? Then you've probably already heard about online calculators. They help you quickly calculate the cost of your policy based on your data and the options you want to include in your insurance.

Unfortunately, many sites force their visitors to register or even require them to leave their phone number so that, as they claim, a manager will contact them in the future for a more detailed discussion of the insurance product or assistance with data entry. In fact, users have to deal with a lot of troubles.

This scheme is as old as time: you are asked to send a “free” SMS in order to make sure that you are not a robot. And this is not the only problem we have to face.

Remember, a conscientious company will definitely offer its client a preliminary calculation of comprehensive insurance for all insurance companies without a telephone. What is more convenient to find out the cost of comprehensive insurance online without a phone number? Firstly, no one will constantly call you, offering new company products, and you will be spared from annoying inquiries about why you decided to purchase a policy from another insurance company. No one will persuade you, try to manipulate you, or even pressure you. Secondly, preliminary calculation of comprehensive insurance online without entering a phone number may be a more suitable option because you may have other, personal reasons why you do not want to leave your number publicly available on the Internet.

Another difficulty is encountered by those who want to calculate motor insurance online without registration. It would seem, what is the point of an online calculator designed to save the user’s time if he is still forced to go through a registration procedure that takes up this time? Again, we are talking about imposing services. When registering, you leave your personal data, be it a phone number or mail, and, therefore, the same conditional manager with whom you wanted to avoid talking by choosing the online selection of a policy rather than a trip to the insurance company will have access to them.

Do you think it’s difficult to find a comprehensive insurance calculator online without registration and SMS? On our website there is a free motor insurance calculator without specifying a phone number or SMS, and it is very easy to use:

1. Select your insurance region;
2. Enter vehicle information;
3. Fill in the driver information fields;
4. Click “calculate” and our online comprehensive insurance calculator without a phone number will display on your screen a preliminary calculation of current offers from insurance companies.

You will see both the cost of insurance products and their availability. If you want to add any additional options, just check the box next to the item you are interested in, and the price of the policy will change before your eyes.

After calculating CASCO, our specialist will contact you, answer all your questions and tell you how to buy a CASCO policy at a convenient office of PJSC IC Rosgosstrakh.

A set of documents for concluding an agreement

Savings when purchasing CASCO

PJSC IC "Rosgosstrakh" offers clear insurance programs with flexible conditions.

Using the ROSGOSSTRAKH AUTO “PROTECTION” program, you can calculate how much CASCO costs for a car by selecting only the options you need. In addition, to reduce the CASCO price, you can use the following tools:

• Franchise Part of the damage that is not compensated by the insurer in the event of an insured event. It is measured in rubles or a percentage of the sum insured, is specified in the contract and significantly reduces the cost of the CASCO policy. Read.
• History of OSAGO A discount on a CASCO policy in the event that no insured event occurred under previous OSAGO policies due to your fault.
• Renewal of an existing policy With the continuous renewal of your CASCO policy, you can take advantage of a variety of benefits and discounts. The more careful the driver, the cheaper CASCO car insurance will be for him.

CASCO for beginners

• Nothing extra. The minimum cost of a CASCO policy with a maximum range of risks and an unlimited number of claims for insured events.
• Anti-crisis proposal for CASCO. Apply for a CASCO policy online and protect yourself from unforeseen major risks. The program includes payments for risks not covered by compulsory motor liability insurance.

CASCO for experienced drivers

• Economy (50/50). Pay the second half of the cost of CASCO insurance only when an insured event occurs.
• Accident protection. Need protection from inexperienced drivers on the road? Try to calculate CASCO using this program.