If we discard the specific experience of owners who stick with their soul and gas tank to one brand, then in general, as our expertise shows, you can trust all gas stations of large companies without exception. Most of them offer a high level of service, payment by bank cards, shops and amenities, trying to bind the client with loyalty programs. What does he get by choosing a card of a particular brand? Let's try to figure it out by evaluating the offer of the seven largest gas filling networks.
1. Gazprom Neft
The company's developed network includes 1339 stations in Russia and the CIS. Loyalty card paid - 200 rubles. Further, a progressive scheme for accumulating bonuses is implemented: if you leave less than 5,000 rubles a month at Gazprom Neft gas stations, the status of the card remains silver. Spend on fuel, goods and services from 5 to 10 thousand rubles. - earn for "gold", but more - for "platinum". With "silver" for every 20 rubles. get 6 bonuses, with "gold" - 8, with "platinum" - 10. There are additional promotions of the "Extra" type: when buying more than a thousand rubles, you will earn additional bonuses at the rate of 1 bonus = 10 rubles. (say, for 1500 rubles, 75 “regular” points plus 150 points for the promotion will be credited to the “platinum” card). You can spend on fuel, goods and services at Gazprom Neft points - however, no more than 30,000 bonuses (or 3,000 rubles) per day. The course of "cashing out" - 10 bonuses = 1 ruble. That is, with a "platinum" status from 10,000 rubles. you can save 500 rubles.
2. Tatneft
More than 500 gas stations throughout the country. There are two discount cards to choose from with a transparent bonus accrual scheme. Both cost 120 rubles. and sold at branded gas stations. The names reflect the principle of accumulation of discounts. The first - "Discount for the previous month" - takes into account the volume of refueling fuel: filled in more last month - saved more this month. If you fill up to 100 liters - get a 1% discount, from 101 to 200 liters - 2%, 201-300 liters - 3%, from 301 liters - 4%. The Fixed Discount card entitles you to permanent privileges: you will save 3% per liter. Spent 10,000 - saved 300 rubles.
The company also offers gift certificates, fuel coupons and cards and bonus cards of partners, however, they are valid only in the Ulyanovsk and Kemerovo regions.
3. TNK
The Magistral card for cashless payments, which is also accepted on the BP and Rosneft networks, does not bother us. Our aspirations will be satisfied by the TNK-Carbon accumulation system. 100 rub. - and your spectacular card. Moreover, this is not a simple piece of plastic, but a MasterCard payment system card - the same Lukoil, for example, in addition to storage cards, issues debit cards together with partner banks. Well, TNK has “two in one”: I bought Carbon, deposited money (at a branded gas station, in a Euroset store or by transfer from another bank card) - and pay wherever MasterCard is accepted! Even when withdrawing cash, the amount of bonuses will be 1.5% of the purchase amount.
At the same time, the classic option of accumulating points for purchases at gas stations also works. For every fifty dollars spent on regular fuel, 5 bonuses will accumulate, on Pulsar fuel - 10 bonuses, on purchases in the company store - 15 bonuses. Example: you will receive 900 bonuses if you regularly refuel at TNK filling stations with Pulsar fuel and spend 4,500 rubles on this. per month. You can spend bonuses at TNK gas stations at the rate of 1 ruble = 10 bonuses. From 10,000 rubles spent on Pulsar fuel, the savings will be 200 rubles.
4. Lukoil
This brand has fuel cards for legal entities and co-brand bank cards with their own conditions, but as part of the review, we are interested in a customer incentive program that unites users of one of the largest networks - over 2000 gas stations! - in "Club Lukoil". The card is free, it is issued after filling out the questionnaire at the gas station and begins to operate immediately.
For each spent 50 rubles. 1 point is awarded, as they accumulate, they are used as a discount at the rate of 1 point = 1 ruble. They must be spent within a year. Example: refueled for 10,000 rubles, received 200 points, savings - 200 rubles. Regular promotions allow you to score more points: for example, for refueling before the beginning of November in the amount of more than 1100 rubles, an additional 50 bonuses will be added to the card. You can spend at the network of LUKOIL gas stations almost as you like: you have chosen a product for 200 rubles. - paid 1 ruble in cash, the rest was covered with 199 points from the card.
5.Shell
Coverage is small - in the Russian network 110 with a small gas station. The loyalty card is called ClubSmart and offers to accumulate points at branded gas stations. The system is tied not to cost, but to volume, and the accrued points depend not only on the type of fuel, but also on the day of the week: on Sundays, double the number of points is awarded to gasoline with the V-Power prefix. On weekdays, 1 point per liter is given for regular grades, 2 for Shell V-Power and 3 for V-Power Racing.
You can also collect bonuses for goods - from 1 to 30. And when buying Shell lubricants, they will immediately give you up to 600 points! Bonuses are converted into gifts from a fixed list. Let's say a 1.25 liter bottle of water is rated at 180 points, a car air purifier at 37,000 points.
6. Rosneft
Let's leave out of the review the system of corporate fuel cards, which are more interesting for carriers, and focus on the loyalty program. There are as many as 2,627 own and leased gas stations in Russia and neighboring countries, a list of network stations with the terms of the program is available on the website, broken down by region. The scheme for accruing bonuses is more complex or, if you like, flexible: 1 point for the purchase of a liter of conventional fuel, 2 points for a liter of 1 branded fuel, and 3 bonuses for every 10 rubles for a purchase at the Rosneft store. purchases. For example, they poured 40 liters of Fora branded gasoline - received 80 bonuses, ate a snack for 500 rubles - another 150 bonuses.
What to spend? Alas, only for gifts from a fixed list. At the time of writing, the most affordable "gift" was a baseball cap (441 bonuses), the most expensive - a thermos with two mugs (8600 bonuses). Fortunately, you can also convert bonuses into fuel - but within the limited-time promotions. On these dates, you can exchange 3990 bonuses for 20 liters of any fuel, except for Super EURO98. Let's try to recalculate: in order to gain this amount only by refueling with branded gasoline, you need to fill in 1995 liters. At a price of 35 rubles per liter, you will spend 69,825 rubles, saving from 10,000 rubles is about 100 rubles!
7.BP
Gas stations with the yellow-green British Petroleum logo are far from being found everywhere (the network has just over 120 gas stations), but they are well known to residents of the Moscow region. Not surprisingly, BP's partner is the Malina savings system, which covers the networks of trade enterprises in the two capitals. Points can be added to the Malina card when paying bills in restaurants, buying electronics, shoes, movie and plane tickets, car rental, insurance policies... At a BP gas station, it is enough to show the card to the cashier, and when paying for fuel (or other goods) you will be credited with bonuses at the rate of 10 points for 100 rubles. With the accumulated amount, you can pay for purchases both at gas stations and in all retail chains participating in the program at the rate of 20 points = 1 ruble. With fuel, the benefit looks like this: I refueled for 10,000 rubles. - saved 50 rubles.
Gasoline in Russia should cost one hundred rubles per liter. Cheap fuel and the attitude to roads as a public good hinder the development of the economy, give rise to traffic jams and environmental problems. And if society sees this as a social problem, it can be solved with the help of targeted subsidies, rather than supporting indefinitely inefficient redistribution.
ARTEM NIKITIN, MAXIM KVASH
The discussion of the tax maneuver, which has been revived recently, perfectly illustrates how difficult it is to draw up a budget in Russia that is firmly tied to oil prices. His idea is that from 2015, export duties on oil will be gradually replaced by an increased severance tax. According to Ilya Trunin, director of the Department of Tax and Customs Tariff Policy of the Ministry of Finance, this would not only replenish the budget, but also reduce dependence on fluctuations in oil prices.
The position of the department is that even at low prices, thanks to the devaluation, oil companies will retain enough liquidity to maintain production and increase investment. Business, on the other hand, proved the opposite: an increase in the MET would lead to a decrease in production by 100 million tons in 2016-2018, and shortfall in budget revenues would amount to 1.3 trillion rubles.
Oil companies, primarily Rosneft, defended their point of view, and now the government will seek the ruble "devaluation" income of exporters (about 1 trillion rubles) from metallurgists or ask the Central Bank.
However, all these attempts to pull the blanket over the problem of the budget deficit will not solve. This means that the transition to a radical increase in indirect taxes, such as excises on gasoline, is only a matter of time. Raising the retirement age has ceased to be a taboo topic in the government. So prepare at least morally for the price of AI-95 at 50, 80, or even 100 rubles. per liter is already today.
Sly excise
Most Russian motorists believe in the myth that gasoline is cheaper on the domestic market because Russia is an oil-producing country. Like, Europe imports oil, that's why gasoline is so expensive there. There is no economic logic in this, in most countries the price of gasoline is largely predetermined by the peculiarities of taxation. In fact, a social contract: what share of personal budgets will go to transport, to what extent citizens will use public transport, and to what extent - personal, how busy roads will be, how much to spend on their repair and construction, what will be the environmental pollution, etc. d.
The main tool here is excise taxes. The highest in Israel is just over $1 (63% of the retail price of gasoline), and the lowest is in Venezuela, Qatar and Saudi Arabia, where gasoline is even subsidized. In Europe, excises also make up 40-60% of the cost and reach up to $0.88 per liter in the UK. In poorer countries they are lower, but not by much, and for example, in Greece, excises are higher than in France ($0.74 and $0.68). In Russia, excises on Euro-5 are now at the level of $0.09.
And if we subtract the tax component, then gasoline in Sweden and even Turkey (the highest excises in the world before the devaluation of the lira) would be more expensive than Russian only by 10-15 rubles. “The delta would be about 30%, no more,” says Konstantin Simonov, director of the National Energy Security Fund. “Retail pricing of gasoline everywhere in the world is almost exclusively a political story. To say that low prices are an absolute good is not entirely correct. for example, the same Venezuela, where the cheapest gasoline in the world. The authorities subsidize it, consumers are happy, but the roads in the country do not get any better because of this. Russia is a big country, and, of course, it cannot afford such populism."
In many Asian countries, the growth in gasoline consumption has led to the fact that the cost of fuel subsidies has risen sharply, and they can only be covered by the growth of the country's external debt. Not surprisingly, such subsidies are beginning to be phased out in India, as are those in Malaysia, Indonesia, and China. Not to mention the fact that low gasoline prices in many Third World cities provoke a real environmental disaster. Caracas, for example, has long turned into a place where a gas mask is needed - the local roads are occupied by auto junk sent to the garbage dump in the USA 20-30 years ago.
For road funds, excises are the main source of funds. However, due to low rates, they have to be replenished largely through budget transfers (in some cases, their share reaches 60%). That is, to withdraw from other items of expenditure. And it is clear that these funds for the modernization of the road network throughout the country are clearly not enough.
An increase in excises to at least $0.24 means their growth from 6 rubles. up to 15 rubles per litre. According to the Ministry of Finance, each ruble of excises gives an additional 60 billion rubles. income from local road funds. In this case, they will be replenished immediately by 570 billion rubles. And if we take Hungary or Poland as a guide, then the excise tax should be increased to $0.44, or up to 29 rubles, which will increase the volume of funds by 1.4 trillion rubles. Gasoline in this case will no longer cost 37 rubles, but 50-60 rubles. per litre.
In the case of a price of 100 rubles. per liter, additional revenues from excises will amount to about 3 trillion rubles. Plus a significant increase in VAT. Estimates, of course, are "napkin": such a rise in prices will lead to a decrease in consumption, an increase in exports, and excises, most likely, will be partially redistributed to the federal budget. But if the government does not immediately figure out how to spend them on the next Olympic construction project, the problem of the budget deficit will be solved for a long time, the unpopular freeze on the funded part of the pension can be forgotten, and investments in road construction and public transport can be sharply increased.
social justice
It can be said that high excises are a luxury that only rich countries can afford. This is not so: high excises are also established in developing countries. It is clear that this reduces purchasing power. So, for example, in Hungary, an average monthly salary can be filled with 17 tanks of 60 liters (data from the globalpetrolprices.com rating), in Turkey - 9 tanks, and in Denmark - 70 tanks. In Russia, the availability of gasoline allows you to fill 27 tanks.
Less affordability, however, does not mean that the population is rapidly becoming poorer. The rise in price of gasoline to 60 rubles. per liter can be easily compensated by switching to more economical cars - small cars or diesel engines. This will encourage junk owners to quickly get rid of their uneconomical Zhiguli, which will significantly improve the environment, accelerate the development of innovations in the domestic auto industry and reduce the number of traffic jams.
The current (still Soviet) infrastructure is not designed for a large number of cars. This is especially noticeable in regions where traffic jams are already often stronger than in Moscow. By the way, in the USSR, only 7.5 tanks (120 rubles, 40 kopecks per liter) could be filled for an average monthly salary. And in other respects, owning a car was much more expensive than it is now.
Rising fuel costs will mean that those whose time is cheap will travel by private car much less often. And those who earn more, who pay more taxes, who create more added value and jobs, will lose less precious time. The resulting GDP growth will indirectly, through increased demand for labor, lead to an increase in the incomes of everyone, not just the wealthiest. Typically, when GDP increases, inequality also decreases. A clear win for the economy, the budget, and, consequently, for the whole society.
Rising gasoline prices will have other consequences, which, unlike the "right to the road", is actually a public good. Less traffic jams - less exhaust, better environment, better public health. Less traffic jams, better roads - firefighters, ambulances and police will arrive faster. This means lower mortality, less damage from crime and natural disasters. Not to mention the fact that this is a chance to establish public transport, which means saving time and money for those who do not have a personal car.
Another myth sounds like this: in Russia, gasoline is bad, but in Europe it is good, therefore expensive. The problem with Russian refineries is that they have a relatively low depth of oil refining - about 70%, while in Europe - 90-95%. This means that too much fuel oil comes out of a ton of oil, but gasoline is no different from European. “We have no reason not to trust the quality of gasoline, which meets the Euro-5 standard,” says Alexander Shkurin, deputy head of analysis and marketing research at Thomson Reuters Kortes. “Complaints about the quality of gasoline already concern gas stations, as well as storage and transportation systems In addition, a large-scale modernization of domestic refineries has now begun." The problem of straight-run gasoline, manipulations with the octane number due to "additives" and "donkey urine" should rather be of interest to law enforcement agencies.
Severe consequences
Increasing excise taxes does not force consumers to give up cars. Studies conducted in Turkey, where there was a very serious increase in excise taxes, show that the main reaction of consumers was that most of them switched to diesel, that is, they bought more fuel-efficient cars. Roads in Turkey, by the way, are excellent and are being built very quickly (including rather expensive structures like tunnels in the mountains).
The opposite effect of high excises is the proliferation of the black market for gasoline, clandestine production and smuggling of fuel from Iraq. In Singapore, by the way, they fight it like this: when leaving the country, there must be at least ¾ of gasoline in the tank so that they don’t refuel cheaply in Malaysia. Another consequence is an increase in the number of mopeds on the roads and fatal accidents associated with them.
High excises are also inflationary. According to the estimates of the Executive Director of the Russian Fuel Union, Grigory Sergienko, the transport component in the price of any goods transported by car reaches 10-15%. That is, with an increase in gasoline prices by 35%, goods in stores will rise in price by 4%. Roughly speaking, milk cost 40 rubles, and will be 42 rubles. RTS is clearly overrated. According to the Avtostat agency, in 2014, Russians paid 2.7 trillion rubles for automobile fuel, that is, 4% of GDP, which is approximately the amount of fuel costs in goods.
In addition, we should not forget: the current costs of driving a car include fuel consumption, taking into account traffic jams, and if there are fewer traffic jams, then fuel consumption will also decrease. That is, the loss of both transport workers and motorists will turn out to be less than what would have happened with the help of a simple multiplication by three of the current costs of gasoline.
Finally, there is the favorite argument of the left-wing populists: what about pensioners and other low-income citizens? The answer is simple: high taxes on gasoline will increase pensions and benefits. But this will already be a targeted redistribution of resources, real social justice, and not subsidizing everyone in a row, not smearing the remnants of oil rent in an even layer.
Updated on 12/17/2018.
Almost every gas station network has its own loyalty program, skillfully using which can significantly save on fuel. The purpose of today's article is to compare the cost of gasoline in popular gas station chains, taking into account their bonus programs.
There are actually quite a few filling station chains, but most of them are not represented in all regions, so it is not entirely correct to compare their fuel prices with each other.
I propose to focus on the following networks of gas stations: Lukoil, Gazpromneft, TNK and Rosneft, Tatneft, BP. Short-term shares will not be taken into account for comparison.
I want to note right away that at these gas stations you can simultaneously receive points for loyalty programs (for this you need to show the card to the cashier before buying), and cashback when paying with a profitable bank card. Points are exchanged for a 1:1 discount.
Gazpromneft. Bonus program "We are on the way"
In order to become a member of the On Our Way bonus program, you can purchase a Gazpromneft bonus card for 199 rubles. at gas stations (it is important not to confuse with Gazprom gas stations - this is another network of gas stations, also quite large, but in Moscow, for example, there are no such gas stations).
Depending on the level of spending at gas stations over the past month (with the presentation of a loyalty card), the following will be credited to the bonus account:
● or 3% points - Silver status (with the amount of purchases from 0 to 5999.99 rubles);
● or 4% points - Gold status (for purchases from 6,000 to 11,999.99 rubles);
● or 5% points - Platinum status (for purchases over 12,000 rubles);
However, buying a Gazprom Neft bonus card and maintaining the turnover of spending to receive a discount is still not our method. We will go the other way. You can apply for a co-branded card "Gazprombank-Gazpromneft", which provides an irreducible Gold status in the bonus program "On Our Way":
The banking functionality of this card is of no interest (1 point for 100 rubles when paying with a card, which is equivalent to a cashback of 1%), it is better to use the Gazpromneft-Gazprombank card simply as a bonus card (show the cashier before paying at the gas station).
The regular price of a non-named card "Gazprombank-Gazpromneft" is 200 rubles per year:
But the regular price does not bother us much, for the promotion until 12/31/2017 you can get a free instant card "Gazprombank-Gazpromneft" Unembossed:
A prerequisite for obtaining a free card, according to the rules of the promotion, is writing an application for the transfer of wages to Gazprombank:
However, this application does not oblige you to anything, there is no requirement to transfer your salary, you just need to fill out an application, and you will be given an unnamed card with a bonus application (the bonus application is activated at a gas station when buying from 100 rubles).
To be honest, filling out the application itself also turned out to be optional, at the end of February 2017 I just came to the Gazprombank branch and said that I often refuel at Gazpromneft gas stations, and there I was recommended to issue a co-branded card. Marinka gave me an unnamed free Gazprombank-Gazpromneft card without further questions.
The bonus application of the card is in no way connected with the banking functionality and continues to work even if the card is closed (of course, it is not necessary to hand it over to the bank), or if its validity period expires:
Once again, I would like to draw your attention to the fact that in order to accrue bonuses to the bonus account, you need to show the card to the cashier before paying, you can pay with another card with cashback at the gas station:
UPD: 03/23/2018
The campaign for the free distribution of Gazprombank-Gazpromneft cards in 2018, unfortunately, did not last. For now, we are just waiting for new profitable offers from the bank.
UPD: 06/04/2018
Since 06/01/2017, the Gazprom Neft gas station network has noticeably worsened its bonus program “We're on the Way”. If earlier points were awarded as a percentage of the cost of fuel (for silver status - 3%, for gold - 4%, for platinum - 5%), now points are given in terms of each liter of fuel. So on a silver status for 1 liter of the 95th they will give 1 point, on gold - 1.25 points, on platinum - 1.5% of the point.
For comparison, according to the old rules, for refueling with 95th gasoline for 1000 rubles. on the gold status, 40 points would be awarded, according to the new rules it will be (1000:45 rubles / l.) * 1.25 = 27.77 points. Accordingly, the more expensive gasoline, the lower the final cashback will be.
The lifetime of bonuses that will be accrued after July 1, 2018 is also reduced from 36 to 12 months.
If you received a free Gazprombank-Gazpromneft card under the promotion, please note: From 06/01/2018, SMS informing on this card will become paid (59 rubles / month), and it was automatically connected to all cards upon issuance. You can disable this service at the Gazprombank office:
TNK and Rosneft. Bonus program "Family Team"
The “Family Team” bonus program operates at TNK and Rosneft gas stations. To receive a Family Team loyalty card, you need to make any purchase at these gas stations. The card is issued free of charge (more precisely, a set of three cards is issued, one of which has banking functionality).
Banking functionality is provided by the All-Russian Bank for the Development of Regions (RRDB) or the Far East Bank:
True, there is little sense in the banking functionality of the Family Team card, when paying for goods and services for every 200 rubles. will give 1 point, which is equivalent to 0.5% cashback. I see the only application of this functionality in passing identification at the bank to receive 100 bonus points as a gift:
Therefore, the “Family Team” card should be used only as a bonus card (show it to the cashier before paying):
The bonus account is credited with 0.5 points for the purchase of each full liter of fuel and 1 point for every 20 rubles spent on related products at the gas station:
You need to be careful with TNK gas stations, some of them have a different bonus program, not the Family Team, but Astra.
UPD: 12/17/2018
The Family Team bonus program from Rosneft has many different partners, sometimes there are quite good offers there.
Until the end of December 2018, in the Family Team personal account (in the Promotions section), you can exchange useless Aeroflot miles, which many people already have a lot of, but not enough to buy a ticket for them, for Family Team program points. Let me remind you that 1 point corresponds to 1 ruble discount at Rosneft gas stations.
The course is not the most attractive, but something is better than nothing. 1,500 Aeroflot miles correspond to 500 Family Team points. Points become available for use after 14 days.
Lukoil. Bonus program Licard
Lukoil bonus card can be obtained free of charge at gas stations:
For every 50 rubles spent on the purchase of fuel or other goods at Lukoil gas stations, 1 point is credited to the bonus account. The card must be presented to the cashier before payment:
The purchase amount is rounded down to a multiple of 50 rubles:
Lukoil has co-branded cards with Otkritie and Uralsib banks. Why they exist, I still don’t understand, you can’t get anything profitable from them:
BP. Bonus program BP Club
There is a BP Club bonus program at BP gas stations:
The bonus card can be obtained free of charge at BP gas stations:
The card has a banking application from RRDB, which is just as useless as the Family Team card (1 point for 200 rubles spent in any merchant).
It is more reasonable to use the BP Club card only as a bonus, i.e. show it at gas stations before buying:
BP has several statuses for earning points:
● at the Green level (when buying less than 300 liters of fuel in the past 90 days) for every 100 rubles spent on fuel, 1 point is awarded, for related products - 2 points per 100 rubles;
● at the Gold level (when buying from 300 to 600 liters of fuel over the past 90 days) for every 100 rubles spent on fuel, 2 points are awarded, for related products - 4 points per 100 rubles;
● at the Platinum level (when buying more than 600 liters of fuel in the past 90 days) for every 100 rubles spent on fuel, 3 points are awarded, for related products - 6 points per 100 rubles;
When scoring points, the rules of mathematical rounding are used:
Tatneft. Discount card "Fixed discount"
Tatneft simply offers to buy its bonus discount card for 170 rubles. (or 190 rubles at the gas station of Tatneft-AZS-Zapad LLC). The validity of the card is 12 years. Discount card holders are entitled to a 3% discount on gasoline and 6% on gas products:
The Tatneft discount card must also be shown to the cashier before purchase, it is better to pay for gasoline with a card with a good cashback at gas stations.
UPD: 12/14/2018
The basic discount for fuel on a discount card at Tatneft gas stations was reduced from 3% to 1.5% when buying petroleum products and from 6% to 3% when buying gas products:
Also, information appeared on the official website of Tetneft gas stations that a discount on a discount card is not allowed when paying for fuel with a card. True, you don’t need to tell the cashier that you are going to pay with Halva ...
UPD: 01/12/2018
Tatneft gas station network launched a new bonus program "Tatneft Bonuses", for which you can get up to 8% bonuses in addition to the usual cashback on a bank card:
To participate in the promotion, you need to register in the bonus program any bank card with which you will pay for gasoline or which you will present when paying in cash.
For the first purchase of fuel on a registered card, 8% bonuses are provided (the purchase must be in the amount of at least 1,500 rubles). As of December 14, 2018, Tatneft no longer pours increased bonuses for the first purchase. Also, in the first three months from the date of registration, a surcharge of 1% is provided to the standard bonus scale.
The amount of bonuses depends on the amount of the check and the turnover of spending over the past month. It is most profitable to refuel for 1500 rubles. and more at a time. So, with a turnover of spending last month up to 4999 rubles, 3% will be credited to the bonus account, with a turnover of spending last month from 5000 rubles. up to 10 999 rub. - 4%, with a turnover of spending last month from 11,000 rubles. - 5%:
Bonuses are credited at the time of purchase:
1 bonus corresponds to 1 ruble discount. While only the full cost of refueling can be compensated with bonuses, you need to inform the cashier in advance about the desire to pay with bonuses:
If there is no movement on the bonus account within 6 months, bonus points will be canceled:
So far, the bonus program is valid only in Moscow, Moscow, Tver and Voronezh regions. However, Tatneft promises a gradual increase in the geography of the bonus program:
UPD: 03/23/2018
It is important to note that it is impossible to receive a discount on the Tatneft discount card and bonus points at the same time, you need to choose one thing. It is also worth noting that points are not awarded when paying using a smartphone or watch:
UPD: 12/14/2018
The new bonus program "Tatneft" has a promotion "Bring a Friend". Each invitee will receive 50 bonus rubles as a gift after the first refueling, and the invitee will receive 7% of the amount of the friend's bonuses in the first three months.
Which gas station has the cheapest gas
It's no secret that the cost of gasoline and diesel fuel differs even at gas stations of the same network in the same city, and the difference is not just a few tens of kopecks, but several rubles.
To identify the most profitable gas station network, ideally, you need to take the average cost of a certain brand of gasoline at all gas stations. However, the average cost will not give anything to an ordinary client, he is interested in the price of fuel in the areas where he is most often located.
For these purposes, there is a fairly convenient mobile application. multigo.ru, in which you can find out the cost of any brand of gasoline at specific gas stations near a given point.
For example, let's take the area of the Dubrovka metro station in Moscow, where filling stations of all five gas stations are presented, whose bonus programs we reviewed in the article:
So, in the region of interest to us, the minimum price for AI-95 is:
● at Lukoil filling stations – RUB 39.40/l.
● at Gazprom Neft filling stations – RUB 38.95/l.
● at Rosneft filling stations – RUB 39.00/l.
● at BP filling stations – RUB 39.79/l.
● at Tatneft filling stations – RUB 39.00/l.
The cost of gasoline at gas stations, taking into account the bonus program and cashback
Let's calculate the final price of a full AI-95 tank of a small car (V = 40l), taking into account all the bonus programs of different gas stations.
A full tank of AI-95 at the BP gas station.
5th place.
The cost of fuel without discounts: 39.79 rubles / l * 40l \u003d 1591.6 rubles.
From this amount, you need to subtract 5% cashback from KEB 1591.6 * 0.05 = 79.58 rubles.
We also subtract 16 rubles from the total cost, which will be credited to us under the BP Club bonus program, we will assume that we have a minimum Green level (1 point for every 100 rubles, taking into account mathematical rounding, we get 16 points).
In total, a full tank of gasoline at the BP gas station cost us 1591.6-79.58-16 = 1496.02 rubles. (if we had Platinum status, it would be 1591.6-79.58-48=1464.02 rubles.)
The final price of 1 liter of AI-95 at BP gas stations is 1496.02/40=37.4 rubles/l.
A full tank of AI-95 at a Lukoil gas station.
4th place.
The cost of fuel without discounts: 39.40 rubles / l * 40l = 1576 rubles.
From this amount, you need to subtract 5% cashback from KEB 1576 * 0.05 = 78.8 rubles.
We also subtract 31 rubles from the total cost, which will be credited to us under the Licard bonus program (1576/50 = 31.52. Taking into account rounding, we get 31 points, which can be exchanged for 31 rubles discount).
In total, a full tank of gasoline at the Lukoil gas station cost us 1576-78.8-31 = 1466.2 rubles.
The final price of 1 liter of AI-95 at the Lukoil gas station is 1466.2 / 40 = 36.66 rubles / liter.
A full tank of AI-95 at the Rosneft gas station.
3rd place.
From this amount, you need to subtract 5% cashback from KEB 1560 * 0.05 = 78 rubles.
We also subtract 20 rubles from the total cost, which will be credited to us under the Family Team bonus program (40*0.5=20 points).
In total, a full tank of gasoline at the Rosneft gas station cost us 1560-78-20 = 1462 rubles.
The final price of 1 liter of AI-95 at Rosneft gas stations is 1462/40=36.55 rubles/l.
A full tank of AI-95 at the Tatneft gas station.
2nd place.
The cost of the Tatneft discount card is 170 rubles. we will not accept for calculations, given that its validity period is 12 years, the price looks insignificant.
Fuel cost without discounts: 39.00 rubles/l*40l=1560 rubles.
From this amount we subtract a 3% discount on a discount card 1560 * 0.03 = 46.8 rubles.
Cashback from KEB is already calculated from the discounted amount (1560-46.8) * 0.05 = 75.66 rubles.
In total, a full tank of gasoline at the Tatneft gas station cost us 1560 - 75.66-46.8 = 1437.54 rubles.
The final price of 1 liter of AI-95 at Tatneft gas stations is 1437.54/40=35.94 rubles/l.
A full tank of AI-95 at the gas station "Gazpromneft".
1st place.
The cost of fuel without discounts: 38.95 rubles / l * 40l \u003d 1558 rubles.
From this amount, you need to subtract 5% cashback from KEB 1558 * 0.05 = 77.9 rubles.
We also subtract 62.32 rubles from the total cost, which will be credited to us under the bonus program "On the Way for Us" for the "Golden" status: 1558 * 0.04 = 62.32.
In total, a full tank of gasoline at the Gazpromneft gas station cost us 1558 - 77.9-62.32 = 1417.78 rubles.
The final price of 1 liter of AI-95 at Gazpromneft gas stations is 1417.78/40=35.44 rubles/l.
Conclusion
In the considered case, the Gazprom Neft network turned out to be the most profitable. ( UPD: 01/12/2018: Thanks to new bonus program refueling at the Tatneft gas station is no less profitable, especially at high speeds). But, I think, each of you will get your own sign of profitable gas stations, taking into account your usual route. In addition, there are many good regional networks of gas stations with their own bonus programs, which were deprived of attention in this article, for example, EKA, Bashneft, Trassa, Astra, Shell, Neste oil, etc. .
The main thing I wanted to say is that you just need to present a bonus card before paying, and pay with another card with a cashback. You can also participate in several loyalty programs (especially if participation is free) and use the gas station network that currently offers some additional interesting goodies.
I hope my article was useful to you, write about all the clarifications and additions in the comments.
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29/02/2016
Russian President Vladimir Putin signed a law on increasing excise taxes on motor gasoline and diesel fuel from April 1.
WITH the rate for gasoline will increase by 2 rubles per 1 liter, and for diesel fuel the rate will increase by 1 ruble. As usual, such actions became the subject of heated debate among our readers, who expressed their opinion on blogs and forums.
Sick: "Oil country. Oil fell - revenues to the budget were reduced - it needs to be replenished - it is necessary to raise gasoline prices. What other proposals does anyone have for filling the budget, except for nonsense?!”
Common man:
“In fact, the state has the ability to keep inflation at an acceptable level, but foreign exchange reserves are used to increase the gold reserves in order to protect themselves in the event of a military confrontation with the West. As follows from historical parallels, those countries that are preparing for a long war are increasing their gold reserves. So the increase in the price of gasoline is trifles. There is a classic imperial syndrome of "guns instead of butter".
Swift:
“And so everything is crammed with these rusty rattlets, neither pass nor pass! Make a liter of gasoline at least 100 rubles, transport tax - 100,000. All rogues and beggars - on trams and minibuses! There is nothing for them to do at the wheel!”
Gleb_Zheglov:
“The budget deficit needs to be covered from something. They will bite off little by little, but from everywhere. Here they will underpay the required indexation for pensioners and the disabled, here they will raise prices a little, there they will introduce a new tax and fee. With the world on a string.
hubble
:
“They promised to replace the transport tax with excises. Excises have been introduced, transport taxes have not been cancelled. After the "tax maneuver" excises were given from the budget into the pockets of Sechin and other oilmen. And here again. Multi-way".
Olganic
:
“How curious to see such a huge number of hysterical men. They will hysteria in a crowd and beat their heads against the wall because of gasoline prices. And a few months ago, they were hysterical that cars were interfering with their lives, they couldn’t breathe in the center. So get it, you guys."
Cfanya001:
“You can snort, be indignant, swear... As they bought gasoline, they will continue to buy it. At least 100 rubles per liter.
mourning_pochernomu:
“Let's see the positive in everything. There will be fewer people who want to buy a car and drive it to work every day. People will start using public transport. The air in the city will be clean. Beauty, not life!
Cotelnaya:
“All this concern for the environment is pure profanity. You would think that if everyone would save money and drive wrecks using the cheapest gasoline, life would become easier.”
Mayor1976:
“When oil in the world rose in price, they lied to us and claimed that it was God's dew! Allegedly, oil is becoming more expensive, and gasoline is becoming more expensive. And oil took and fell three times, but the "tales" remained the same! There, upstairs, someone will not burst from greed?! »